1. Always call the police after a car accident involving injury – no matter how minor. When the police arrive, they will investigate the crash and make an independent record of what happened. The other driver will often change their story at a later date. Do not allow them to talk you into not calling the police because they admit fault.
2. Never give a recorded statement to the insurance company before you have spoken to a car accident attorney. The insurance adjustors are trained to trick you into saying things that will hurt your case – without you even knowing it.
3. Always get names and contact information for witnesses. They may be necessary to help prove your case if the insurance company ends up contesting liability.
4. Always get timely medical treatment. If you do not, the insurance company will claim that you were not injured. The longer you wait to seek medical care, the more you are harming your case.
5. Never accept a settlement without speaking to your lawyer. Many times insurance companies offer quick settlements to car accident victims before they have a chance to speak with an attorney about it. These offers will almost always be far too low. If you don’t already have an attorney, most car accident attorneys offer free consultations.
– John H. Bryan, West Virginia Car Accident Attorney