West Virginia Car Accident Law Blog

Entries categorized as ‘Liability’

Interesting Look At Car Accident Insurance Claim File

May 31, 2008 · Leave a Comment

There was an interesting post on the Maryland Injury Lawyer Blog today, where Ronald Miller, Jr., posted a redacted insurance claim file regarding a car accident/personal injury case. It serves as a great reminder of why car accident victims, in West Virginia and elsewhere, should contact a car accident attorney BEFORE they give that recorded statement to the insurance company, or BEFORE they accept a tiny settlement from the insurance company.

In case you didn’t know, by the time you start to recover from your injuries, the insurance company already has a ten page file filled with strategy and information designed to deny you the compensation that you rightly deserve. They probably already have recorded statements, from yourself and/or witnesses, and are handing them over to their attorneys to determine the best way to deny or lowball coverage for your injuries.

You can find the car accident insurance claim file here.

– John H. Bryan, West Virginia Car Accident Attorney.

Categories: Car Accidents · Insurance · Liability

Liability of Employers and Owners Whose Vehicles Are Involved in West Virginia Car Accidents

May 10, 2008 · 1 Comment

Some of my previous posts have covered topics of West Virginia car accident law by going over jury instructions that have been proposed by the West Virginia Supreme Court of Appeals for jury trials in car accident cases in West Virginia. In this posts I will go over some jury instructions – and hence West Virginia law – regarding situations where employees and owners of vehicles can be liable for the negligent or reckless acts of the person driving the vehicle. These are instructions on the law that are given to the jury by the judge after the trial, but prior to their deliberations. The purpose is to tell the jury what the law is, so that they can apply their findings of fact to existing West Virginia law.

Employer’s Liability for Employee’s Negligence

An employer is liable for all damages proximately caused by the negligence of his employee who is acting within the scope of his employment.

An employee is acting within the course of his employment when he is engaged in doing, for his employer, either the act directed by the employer or any act which can fairly and reasonably be deemed to be a natural, direct and logical result of the act directed by the employer. If in doing such an act the employee acts negligently, that is negligence within the course of the employment.

In order to recover against (name of employer), the plaintiff has the burden of proving by the greater weight of the evidence that (name of employee) was the employee of (name of employer), that (name of employee) was negligent while acting within the scope of his employment, and that this negligence proximately caused damage to the plaintiff.

Courtless v. Jolliffee, 507 S.E.2d 136 (W.Va. 1998)

Liability of Corporation for Acts of Employees, Agents, or Officers

A corporation acts by and through its officers, agent, and employees, and if you find that an officer, agent or employee of the defendant corporation, ___________________ was negligent in the performance of his duties, then such negligence is attributable to the corporation and considered negligence on the part of such corporation, including the failure to comply with applicable automobile and road safety laws.

Family Vehicles – a.k.a., the “Family Purpose Doctrine”

When the owner of a motor vehicle purchases and maintains an automobile for his family’s comfort, convenience, pleasure, entertainment and recreation, then any family member who uses the automobile for such purposes is regarded as the agent of the owner. Consequently, if a family member operates the automobile in a negligent manner the owner of the automobile will be liable for damages sustained by a third person which occurred as a result from the negligent operator of the vehicle.
Cole v. Fairchild, 482 S.E.2d 913 (W.Va. 1996)

A Defense to Employee/Owner Liability is Alleging the Driver was an “Independent Contractor”

If ___________ was acting as an independent contractor, then D________ has no responsibility for _________’s acts. If _______is an agent of D _______ , then ____________ is responsible for any of _________’s negligent acts. Whether or not ________is an independent contractor or agent depends on whether D__________controlled, or had the right to control, the work of _________. Control in this sense means the right to determine where and in what manner the work would be done. It does not matter that D___________ never actually exercised control over _________, as long as D_________ reserved to itself the right to do so.

If you find that D________ had the right to control the work of ___________, and then D__________ is liable for any negligent acts or omissions of ________’s employees, including their failure to comply with applicable automobile and road safety laws.

Paxtori. v. Crabtree, 184 W.Va. 237, 400 S.E.2d 245, 252 (W.Va. 1990) Sanders v. Georae of Pacific, 159 W.Va. 621, 225 S.E.2d 218 (W.Va. 1976)

You can visit the Supreme Court’s website to view the jury instructions in full here.

– John H. Bryan, West Virginia Car Accident Attorney.

Categories: Car Accidents · Employer/Owner Liabilty · Jury Instructions · Liability

Hearse Leading Funeral Procession Involved in Head-on Collision in Beckley – Creates Unique Car Accident Law Issues

May 6, 2008 · Leave a Comment

From the Register-Herald today:

5625D92B-A678-4A60-8076-49817289A193.jpg

A hearse from Ritchie & Johnson Funeral Parlor leading a funeral cortege was involved in a head-on collision Monday shortly after noon.
Rick Barbero / Register-Herald Photographer

A hearse leading a funeral cortege was involved in a head-on collision Monday shortly after noon, according to the Beckley Police Department.

Police said the Ritchie & Johnson Funeral Parlor hearse was traveling northbound around the 900 block of South Kana-wha Street when it was hit by a 1993 Chevrolet Cavalier driven by Amanda Bonds. Police did not release her age and hometown.

Police said Bonds was traveling south when her vehicle struck a 2007 Chevrolet Avalanche on its driver’s side. Bonds’ vehicle continued south before crossing the center line and hitting the hearse head-on.

The funeral procession was held up for about 30 minutes while the casket carrying the deceased was transferred to another hearse. All of the funeral procession vehicles were using headlights and emergency flashers en route to the cemetery, funeral home officials said.

Police said the accident investigation is ongoing, but citations were pending.

This is an awful situation to have a hearse involved in a head-on collision while actually leading a funeral procession. To those of us who are West Virginia car accident lawyers, this situation creates some extremely unique car accident law issues. For instance, citations are “pending,” but who is going to get cited? There will be several different insurance companies involved, as well as workers compensation. Liability will have to be determined between the three drivers involved. Lastly, given that the hearse was itself struck, there could potentially be some damages claimed by the family of the deceased occupant of the hearse, depending on the circumstances.

Read the full article here.

– John H. Bryan, West Virginia Car Accident Attorney.

Categories: Car Accident Prevention · Fault · Injuries · Insurance · Liability · Multi-vehicle Accidents

Importance of Seat Belts in WV Car Accident Law

April 17, 2008 · Leave a Comment

West Virginia, like almost every other state, has a mandatory seat belt law. Thus, there is a limited “seat belt defense” which means if you are injured in a car crash while not wearing a seat belt, and the injury was caused or made worse due to the lack of a seat belt, the amount of damages you can collect may be reduced.

In other words, you are “comparatively negligent” and therefore are partially responsible for causing your own injuries, even if you were not responsible for the accident itself. It is important to consult an experienced auto accident attorney for advice regarding your particular situation.

– John H. Bryan, West Virginia Car Accident Attorney.

Categories: FAQ's · Fault · Injuries · Liability · Negligence · Preserving Your Rights · Seatbelts

Comparative Negligence, Proximate Cause, and Intervening Causes in WV Car Accident Law

April 17, 2008 · Leave a Comment

What is the importance of “comparative negligence”, “proximate cause”, and “intervening causes” in West Virginia Car Accident Law?

“Comparative negligence” comes into play when both parties have failed to act reasonably – for example, when someone speeding in dense fog hits another car that had no headlights on. In a situation where each party has some degree of negligence in causing an accident, the responsibility to the other person is reduced by one’s own degree of negligence. In the example above, the driver going too fast in the fog may be 60% negligent and bear 60% of the liability, while the driver without headlights may bear 40% of the negligence and be 40% liable.

“Proximate cause” is an act which sets off a natural and continuous sequence of events that produces injury. Without the act, no injury would have resulted. Any time you act, you start a series of natural and continuous events to occur (simple cause and effect, like when you touch the surface of still water and ripples are created). Responsibility for an injury lies with the negligent act that produced the injury. For example, suppose you throw a ball that rolls down a hill; after the ball rolls down the hill, a stranger picks it up and throws it through a window, causing the glass to shatter; the glass shards hit a woman, cutting her arm. In this example, although you caused the ball’s initial movement, your act is not the proximate cause of the injury to the woman sitting next to the window. The stranger’s act is the proximate cause of her injury, and he should be the one to pay for her medical treatment.

An “intervening cause” alters the natural and continuous series of events that follows. When an intervening cause is present, the natural chain of events has been changed due to the subsequent act of another, and the first actor may be relieved of responsibility for an injury. In the example above, the act of the stranger picking up the ball and throwing it through the window is an intervening cause which relieves you from the responsibility for injury which may have occurred as a result of your act. The responsibility shifts, and the stranger’s act becomes the proximate cause of her injury.

To bear responsibility for injury to others in a car accident, your negligent action (or failure to act) must be the proximate cause of the injury, without any intervening causes interrupting the natural sequence of events.

– John H. Bryan, West Virginia Car Accident Attorney.

Categories: Car Accidents · FAQ's · Fault · Liability · Multi-vehicle Accidents

Who Pays for Property Damage and Medical Bills after a Car Accident in WV?

April 16, 2008 · Leave a Comment

Who pays for property damage and medical bills after a car accident in WV?

The answer to this question depends on your own financial resources and the circumstances of the accident.

Typical sources of compensation for damages sustained in a car
accident include:

(1) Your Car Insurance Company – Whether your insurance will compensate you for your loss depends on your insurance contract. In many contracts, there are considerations for both the first party (you and your vehicle) and any third parties (passengers, other drivers; and their property). Some contracts provide medical coverage for personal injuryof the insured and your passengers. In West Virginia, this is called “med pay,” and usually ranges from about $5,000 to $10,000. It is also important to note that any medical payments made by “med pay” will have to be paid back if you end up receiving a settlement or judgment. The policy may pay for collision repairs and possibly for a car rental while your damaged car is being fixed.

(2) Your Health Insurance Provider – You may have private health insurance or belong to an HMO. In the event of a personal injury from a car accident, you can ask your health insurer to pay for medical treatment. Sometimes, private health insurance plans or HMOs require you to seek recovery from your auto insurance company before the health organization will pay or provide medical treatment. Like “med pay,” in West Virginia, your health insurance will have a lien on any future settlement or judgment that you obtain. So it is important to realize that any future recovery that you receive will automatically subtract these subrogate amounts before you receive a dime of the recovery.

(3) Other People Involved In the Accident – In addition to the three sources above, you may be able to seek recovery from other people who were involved in the accident. West Virginia is an “at fault” states, so this option depends on how fault is apportioned among the other driver(s). This is also subject to the comparative negligence analysis (see my prior posts regarding “fault”). If you are “at-fault” for an accident that occurred in a “fault” state, contact your insurance company. It is the company’s job to defend you in court or to negotiate a settlement.

– John H. Bryan, West Virginia Car Accident Attorney.

Categories: Damages · FAQ's · Fault · Injuries · Insurance · Liability · Preserving Your Rights

What Should I do After a Car Accident in West Virginia?

April 16, 2008 · Leave a Comment

What should I do after a car accident?

Call 911 for police and medical help. When everyone is out of danger, gather and write down as much information about the accident as you can:

(1)Names, driver’s license numbers, contact information (at least home address and phone number) and insurance information for all drivers.

(2) Whether any of the drivers appeared to be under the influence of alcohol or drugs, the effects you observed (such as slurred speech) and any witnesses to those effects. Witnesses are important because after any substances wear off, it will be your word against the driver’s.

(3) Names and contact information for all passengers, all pedestrians, and all witnesses, for example, the storekeeper who saw the whole accident from across the street.

(4) Any and all statements you hear about the cause or consequences of the accident. Did anyone say “I’m not hurt?” Did anyone take responsibility for the accident, even partially, by saying “I wasn’t looking either,” “I was distracted,” “I wasn’t wearing my glasses,” “I spilled my coffee,” etc.

(5) Location, date, and time of the accident.

(6) A detailed description of the accident, including which direction the vehicles were going before the accident, the weather and related conditions (fog, rain, night, ice), what happened, any injuries, what was damaged, and what the police did, especially if they issued tickets or gave a sobriety test. Drawing a diagram can help clarify what happened.

(7) Any problems with vehicles not caused by the accident, such as bald tires or a burned out headlight.

(8) Contact information for police at the scene.

Gather as much information for the claims investigation as possible. As time passes, memories tend to fade. When you are questioned later, you’ll be glad you wrote down the details at the scene.

(9) Last, but not least, contact a West Virginia Car Accident Attorney, who will help you build your case and preserve your rights.

– John H. Bryan, West Virginia Car Accident Attorney.

Categories: Car Accidents · FAQ's · Liability · Preserving Your Rights

Determining Fault in West Virginia Car Accidents

April 15, 2008 · Leave a Comment

Fault is one of the biggest, if not THE most critical element, in any car accident claim. The person at fault is the person whose negligence caused the accident, and that is the person who typically must pay for the damage caused by his or her negligence. If the circumstances surrounding your accident make it clear that one person was clearly at fault, then read no further! One of the related posts listed below should be your next stop. If, however, liability is not entirely clear or if there is shared fault, then fault is apportioned between the persons determined by the specifics of the law in your state (see below) on comparative or contributory negligence. When liability is shared in an auto accident, it is the insurer’s turn to determine the relative percentages of fault of the parties involved.

Historically, if two people were involved in an accident and the injured party was even the slightest bit at fault, he or she would not be entitled to recover anything for his/her injuries or losses. This way of determining damages is known in legal circles as pure contributory negligence. Some states, such as Virginia, still follow this harsh rule.

Other states, such as Florida, have adopted a rule known as pure comparative fault, where if an injured person is partially at fault for causing his own injuries, his damages are reduced by his percentage of fault.

West Virginia has proportional comparative fault, which is somewhat of a mix between contributory negligence and pure comparative fault. In West Virginia, even if you are partially at fault for the accident, you can still recover damages as long as you are not more than 50% at fault for the damages (some states use 51%). If the person is under 50% at fault, then his recovery will be reduced by whatever percentage he contributed to the injuries (i.e., the accident).

Fault can be determined in several different ways. Initially, it will be up to the insurance adjustor to determine the proportion of fault. Obviously, a car accident victim should be very leery of accepting this determination. An experienced car accident attorney will have the knowledge, expertise and skill to negotiate with insurance adjustors at this stage for the best possible apportionment of fault, and hence the best possible settlement. Beyond this point, it will be up to a jury to determine fault, at which point there obviously must be a car accident attorney involved, preferably one who is experienced and skilled at convincing the jury that fault properly lies with the other party.

– John H. Bryan, West Virginia Car Accident Attorney.

Categories: Car Accidents · Damages · Fault · Insurance · Liability · Preserving Your Rights

WV Car Accident Law Regarding Pedestrians

April 10, 2008 · Leave a Comment

Unfortunately, there have been many accidents in WV lately involving pedestrians who have been seriously injured or killed. It is important to look at what WV law actually says about situations where pedestrians are struck by cars and suffer personal injuries or death. What better way to look at this than to examine jury instructions that are actually given to juries considering these issues. Following you will find proposed jury instructions that instruct jurors in personal injury cases as to WV law regarding pedestrians. These jury instructions were provided by the State of West Virginia, and can be found here.

Pedestrians Crossing Highway Other Than Crosswalks

Every pedestrian crossing a roadway, at a point other than a marked crosswalk, shall yield the right-of-way to all vehicles upon the roadway. Nevertheless, every driver of an automobile shall exercise due care to avoid colliding with any pedestrian so crossing upon any roadway and shall give warning by sounding the horn when necessary.

Statutes: 17c-1O-3; 17c-1O-4
Caselaw: Kretzer v.Moses Pontiac Sales, Inc., 201 S.E.2d 275

Pedestrians Crossing Highway Within a Crosswalk

When traffic control signals are not in place or not in operation at a crosswalk, the driver of a motor vehicle shall yield the right-of-way, slowing down or stopping if need be to so yield, to a pedestrian crossing the roadway within a crosswalk when the pedestrian is upon the half of the roadway upon which the motor vehicle is traveling, or when the pedestrian is approaching so closely from the opposite half of the roadway as to be in danger. Every driver of a motor vehicle shall exercise due care to avoid colliding with any pedestrian upon any roadway and shall give warning by sounding the horn when necessary.

However, no pedestrian shall suddenly leave a curb or other place of safety and walk or run into the path of a motor vehicle which is so close that it is impossible for the driver to yield.

Statutes: 17c-1O-2; 17c-1O-4

General Instruction Concerning Duty of Driver to Pedestrian

Every driver of a motor vehicle shall exercise due care to avoid colliding with a pedestrian upon any roadway and shall give warning by sounding the horn when necessary.

Statute: 17c-10-4

Duty of Driver to Child, Confused or Incapacitated Person Upon the Roadway

Every driver of a motor vehicle shall exercise due care to avoid colliding with a pedestrian upon any roadway and shall give warning by sounding the horn when necessary. In addition, the driver of a motor vehicle shall exercise proper precaution upon observing any child, or any confused, or any incapacitated person upon the roadway.

Statute: 17c-10-4

Passing a Vehicle Stopped at a Cross Walk When a Pedestrian is Present

Whenever any vehicle is stopped at a marked crosswalk, or at any unmarked crosswalk at an intersection to allow a pedestrian to cross the roadway, the driver of any other vehicle approaching the stopped vehicle from the rear shall not overtake and pass such stopped vehicle.

Statute: 17c- 1O-2b

Lastly, regarding these statutes, violation of a statute by a driver itself is prima facie evidence of negligence. Thus, usually the following jury instruction is given regarding violation of a statute:

Violation of a Statute Instruction

Prima fade evidence of negligence is evidence that is sufficient in and of itself to establish a given fact. In other words, if you find that the defendant violated any of the statutes regarding the operation of motor vehicles in the State of West Virginia, then the establishment of that fact is in and of itself sufficient to establish negligence on the part of the defendant.

For the defendant to overcome this evidence, the defendant must present evidence himself that said negligence was not a proximate cause of the plaintiffs injuries and damages.

Caselaw: White v. Lock 332 SE. 2d 240 (W Va. 1985).

– John H. Bryan, West Virginia Car Accident Attorney

Categories: Jury Instructions · Liability · Negligence · Pedestrians

How Long Will My West Virginia Car Accident Case Take And What Should I Expect?

April 8, 2008 · Leave a Comment

This is usually a question I get from every client. Most clients ask this question hoping that my reply will contain a specific and short period of time. The answer always will have to be “it depends.” However, it almost never is a quick process. It almost always is going to depend on a number of factors, including the specific injuries suffered by the client, and his or her treatment, court scheduling and the particular issues in the case. The general process is usually the same:

INVESTIGATION: Any car accident case should be extensively investigated before the case is every filed. This includes obtaining all medical records regarding the client’s injuries and relevant medical history. The medical records will establish the basis of your medical damages. The investigation will also establish the liability of the parties to the car accident. In other words, which driver was at fault? If both drivers were partially at fault, which driver was more than 50% at fault? This includes questioning witnesses, examining the reports and statements, and hiring experts to review the facts of the accident. All of this evidence must be compiled to present at the trial of the case.

DEMAND: After the investigation is complete, and after the client has reached MMI, or maximum medical improvement, a demand is usually submitted to the other driver’s insurance company. This will include all of the relevant medical records and medical bills to establish damages, and should also include any other documents establishing other damages, such as lost wages, future lost wages, pain and suffering and other expenses. Sometimes cases are settled prior to filing a lawsuit. Sometimes however, the parties are unable to agree on liability or amount of damages, and the Complaint must be filed.

FILING: The lawsuit, called the Complaint, is drafted and filed by your attorney in the appropriate West Virginia Circuit Court. Once the case is filed, the other party is summoned to file an Answer. The other party’s insurer will have either a private law firm, or their own employees who are attorneys (in effect many insurance companies, such as Nationwide or State Farm, have their own law firms in West Virginia, but they call them “employees”) file an Answer to the Complaint. The Court will then file a Scheduling Order (the parties do have some say in the general dates used by the court) establishing the discovery deadlines and then the trial dates.

DISCOVERY: Discovery is the fact-finding process by which attorneys for plaintiffs and defendants formally investigate the claims and defenses of the case. This will include written discovery, such as interrogatories (written questions), requests to produce documents and/or things, and requests to admit certain facts. The various parties must answer all these forms of written discovery under oath. Discovery also includes depositions. Depositions are formal proceedings in which parties and/or witnesses are sworn under oath and the attorneys involved in the case are given an opportunity to question the witness. These proceedings are always recorded by a court reporter that will prepare a written transcript of the questions and answers. This transcript can be used at trial in different ways depending upon the particular state rules. In every court, the transcript can be used to “impeach” a witness if he or she gives a different answer at trial than in their deposition.

MEDIATION: Either by court order, or by agreement, the parties may agree to mediate the case at some point before trial. Mediation is an informal process where both sides meet with a mediator, a neutral person, usually an attorney. The mediator works with the parties to try to reach an out-of-court settlement. If successful, the case ends at this stage. Of course, the parties can agree to a settlement without the need for mediation, although in West Virginia car accident cases, mediation is a common means of resolving meritorious cases.

TRIAL: If the parties cannot agree to a settlement prior to the trial date, the case will be tried, almost always to a jury. The number of jurors in West Virginia car accident cases is 6. Other states use either 6, 9 or 12. The jurors must be unanimous in their verdict. The jury’s job is to decide issues of fact. The judge will decide issues of law. The trial will proceed through the steps of jury selection, opening statement, plaintiff’s case, defendant’s case, rebuttal, closing arguments, jury instruction and jury deliberations. Once the jury reaches a verdict, the judge will, in most cases, enter that verdict as a judgment. Either party may file post-trial motions challenging the verdict. Once the judge has ruled on these motions, the judgment is final. Once the judgment is final, either party may appeal the decision for any one of numerous reasons. However, most successful appeals are based upon assertions that the judge has made an error in a legal ruling, not simply that the jury’s decision was wrong.

The entire process, from beginning to end, can take several years and cost thousands of dollars. Because of this, an experienced lawyer will carefully screen cases, proceeding only on cases that he believes are supported by the facts and the law.

– John H. Bryan, West Virginia Car Accident Attorney

Categories: Car Accidents · Damages · Injuries · Insurance · Jury Verdicts · Liability · Preserving Your Rights